Author Archives: apenquotes

About apenquotes

Born in 1976. Married with 2 kids (a boy and a girl). A typical Singaporean living in a 4 room HDB flat. Check out my Facebook Page:

Is there a point in setting a personal financial milestone?

On 20 Feb 2020, I wrote in a blog post that I have reached my networth financial milestone. Prior to that post, on 29 April 2018, I highlighted that my ‘journey’ to reaching this milestone was facing some hiccups mainly … Continue reading

Posted in Investing methodology | 1 Comment

Formulation of my investing strategy

Finance blogs When I have the time, I would like to read personal financial / investing related blogs. There is actually a finance blog-roll in one of my blog page. After some time, I can sort of get a feel … Continue reading

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Exchanging my cash for something of more value

Prior to reading about the term bitcoin or cryptocurrency, I seldom thought about the term fiat currency or fiat money. Well, money to me, is just …. money. Pieces of paper with numbers on them, which I can use to … Continue reading

Posted in Cryptocurrency, Investing methodology | Leave a comment

Thoughts on my Portfolio (June 2021)

My personal cash flow for the past few months has been tight. My parents needed more cash early this year. It is only in recent days or weeks that I have some spare cash to invest. Work wise, salary has … Continue reading

Posted in Portfolio | 3 Comments

What is like to be in Coast FI?

This will probably be a short post. I reckon I am just not in the mood to write a long post. It could be due to long period being stuck at home due to the Phase 2 (Heightened Alert) measures. … Continue reading

Posted in Personal Finance | 3 Comments

Mapletree Commercial Trust: Slow and Steady recovery

Yes, I know recently many others are talking about the proposed restructuring of SPH and its CEO Ng Yat Chung who took umbrage at a reporter’s question at the press briefing.  Let’s take a break from SPH. Personally I feel … Continue reading

Posted in REITS | 2 Comments

The Age of Inflation Is Here.. What would I invest in?

The Warnings During last week’s annual Berkshire Hathaway shareholder meeting, Warren Buffett mentioned: “We are seeing substantial inflation….We are raising prices. People are raising prices to us, and it’s being accepted.” Warren Buffett just sounded the alarm on inflation — … Continue reading

Posted in Investing methodology | 5 Comments

Implementation of CPF SA Shielding Hack using

I chanced upon Christopher Ng’s blog post below and it got me thinking. Frankly, it is the post’s title that first caught my attention (key word: Abomination… what a strong word to use). BTW, you might want to read the … Continue reading

Posted in CPF, Investing methodology | 12 Comments

‘Tools’ I used to track my dividend & bond interest income

“Do you know the only thing that gives me pleasure? It’s to see my dividends coming in.” John D. Rockefeller I am sure many are way more advanced than me in tracking their dividend, but let me share a bit … Continue reading

Posted in Dividend & Yield, How to guide | 1 Comment

Shifting of my HK & US-listed Stocks to a Low cost brokerage

Up until recently, I have been using two brokerage accounts, one with POEMS and the other with UOB Kay Kian. The years 2019 and 2020 was a key turning point as I have invested more in that year and has … Continue reading

Posted in Investing methodology | 2 Comments