About myself and the blog

Hi, I am a typical guy born in 1976. You can call me ‘T’.


  1. Family: I have a lovely wife and 2 kids (a boy and a girl). To me, they are the best things that happened in my life.
  2. Work: I’m working full-time in the construction industry.
  3. Interests: I like to swim, draw and read up on financial articles.

However, most importantly, I did not study finance or economics. I am also not working in the finance industry, so pardon the many errors and mis-information that are found in my blog posts. My posts are not recommendations for any investment. Please do your own research before buying.

Well, basically I treat the posts as records of my personal thoughts and I do not mind sharing them… I don’t consider myself an expert. To me, investing is a journey, and I am forever learning. So having this blog helps me to think and to refer back when there is a need to.


I have managed to fully pay back my 5-figure student loan. And my wife and I have fully cleared our 6-figure HDB mortgage. Yes, a debt free life is so much better! And I do believe we can reach financial freedom… eventually.

  • Check out my Facebook Page too, click here.
  • About my blog? Check out this video clip.
  • To know how I first started out my investing journey, check out this post.
  • To know how I find the right company to invest in, check out this post.
  • Check out my Facebook page too.
  • Do follow me at StocksCafe, via my StocksCafe profile page.
  • You can view my current annual dividend income and portfolio allocation here.

Do leave a note (below), and tell me what you think of the blog. I would love to hear from you.

12 Responses to About myself and the blog

  1. Rolf Suey says:

    Hi Apenquotes,

    I read your blog and I really like it.
    Design-wise, it is clean, neat and tidy.
    Contents-wise, it’s remarkable how comprehensive your analysis is in each of your article. The effort you put into each article exudes not just hardwork but down to earth sincerity!


    *Clap Clap!*

    By the way, can I add you to my blog list?


    • apenquotes says:

      Of course you can. It would be a great honour.
      Thank you. Glad you like my blog posts.

      Am happy for you, to know that you have a big war chest in this time of falling markets.


  2. Katrina Karim says:

    Warm greetings. I was wondering if SingSaver.com.sg can contribute weekly editorials about personal finance? Thank you so very much, Kat.

    SingSaver.com.sg Ι Singapore’s #1 financial comparison platform
    A part of the CompareAsiaGroup Ι Asia’s #1 financial comparison platform
    Mobile +65 9844 6618 Ι Email katrina.karim@singsaver.com.sg Ι Skype katrinakarim1 Ι LinkedIn http://bit.ly/1nJ2Nxg


  3. WIN says:

    Hi, I am a new blogger. By the way, I am Yichen, the one talked to you in investing note. I also want to add you to my blog list. Can I do it? Thanks.


  4. Carrie Arndt says:

    Hi T, great blog! Interesting recent piece on investing in HK. Are you open to guest posts? I enjoy your work and would love to contribute. My email is carrie@valuechampion.asia, if you’d like to connect. Thanks!


  5. MT says:

    Hi there,

    Hope you are doing well. First of all, congratulations on your great site. I am just wondering if you will be able to add my new blog onto your site and I can do the same for you in return too. Many thanks in advanced.


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